Assistance Programs|

Down Payment Program

The Department of Community Development — along with Neighborhood Housing Services and Operation Hope — is accepting online applications for its Ready to Own Birmingham Down Payment Assistance Program. Ready to Own Birmingham provides flexible financing to help residents become homeowners within the City of Birmingham. The assistance is provided as a grant in the form of a loan forgivable after five years of the homebuyer occupying the house as their primary residence. See flyer for details!


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